Florida Home Inspection Inc.
Wind Mitigation Inspections in The Villages, FL
A certified wind mitigation inspection can save Florida homeowners hundreds — sometimes over $1,000 — per year on homeowner's insurance. We've helped thousands of Villages residents unlock these savings.
What It Is
What Is a Wind Mitigation Inspection?
A wind mitigation inspection is a state-approved evaluation of your home's ability to withstand hurricane-force winds. Florida insurers are required by law to offer discounts when your home meets certain construction standards — but they won't give you those discounts unless you provide a certified report.
Our licensed inspectors examine the specific features of your home that affect wind resistance and complete the official Florida OIR-B1-1802 form accepted by all Florida insurance carriers.
Many Villages homeowners save far more — especially those with impact windows, hip roofs, or hurricane straps.
Potential Discounts
How Much Can You Save?
Discounts vary by carrier and home, but these are typical ranges Villages homeowners see:
Hip Roof Shape
Up to 45% discountThe most common roof shape in The Villages — and one of the biggest discount drivers.
Roof Deck Attachment
Up to 30% discountHow your roof decking is nailed to the framing affects wind resistance significantly.
Roof-to-Wall Connections
Up to 25% discountHurricane straps and clips provide major discounts over toe-nailed connections.
Opening Protection
Up to 45% discountImpact windows, doors, and shutters qualify for the largest available discounts.
The Inspection
What We Evaluate
We complete the OIR-B1-1802 form — the state-approved document accepted by all Florida insurance carriers.
How It Works
Our Simple 3-Step Process
Schedule Your Inspection
Call us at 352-361-8065 or use our online form. Most inspections take 45–60 minutes and can be scheduled within days.
We Inspect Your Home
Our licensed inspector evaluates all six wind mitigation factors and photographs the relevant features for your report.
Submit to Your Insurer
You receive the completed OIR-B1-1802 form — the official Florida document your insurer needs to apply your discounts.
FAQ
Common Questions
Get Started Today
Start Saving on Your Insurance Today
Most homeowners save far more than the cost of the inspection in the first year alone. Call us to schedule.